20107 97th Av Ct E, Graham, WA 98338
MLS listing number #2591656
4 bed, 2.5 bath, 2,748 sq ft, 0.109 acres
$549,950
Property Website | Details | Map | Virtual Tours | Photos
A Graham Home with Something Today’s Buyers Don’t See Often: A 5.25% VA Assumption
More Space, Flexible Living & a Potentially Valuable VA Financing Opportunity Near JBLM
If you’re searching for a Graham, WA home for sale that offers generous living space, flexible rooms, and a potentially valuable VA financing opportunity, 20107 97th Av Ct E deserves a closer look.
This 4-bedroom, 2.5-bath home offers approximately 2,748 square feet with an open-concept main living area, an upgraded kitchen, multiple living spaces, and a comfortable primary suite.
One feature that may immediately catch the attention of qualified VA buyers is the advertised 5.25% VA assumable loan with a very low buyout. Combined with its Graham location and approximately 20 minutes from JBLM, this home offers an appealing combination of space, flexibility, and potential financing opportunity.
Living, Kitchen & Dining
The heart of this Graham home is its open-concept main living area, where the living room, kitchen, and dining spaces connect naturally.
The living area features laminate wood flooring and a gas fireplace, creating a comfortable focal point for relaxing evenings, family time, or entertaining guests. The open layout allows the living space to feel connected to the kitchen rather than separated from it.
The upgraded kitchen is designed for both everyday meals and gathering. It features a breakfast island, pantry, backsplash, and cabinet trim molding, while the appliances stay with the home.
The breakfast island adds valuable workspace while also providing a convenient spot for casual meals, morning coffee, homework, or conversation.
The connected dining area completes the main gathering space, creating an easy flow between preparing meals, sitting down to eat, and relaxing afterward. Whether you’re hosting friends or enjoying a regular family dinner, these connected spaces make everyday living feel natural and comfortable.
Bedrooms & Bathrooms
With four bedrooms and 2.5 bathrooms, the home provides plenty of room for family, guests, work-from-home needs, and future flexibility.
The primary bedroom offers a private retreat within the home, while the primary bathroom includes dual sinks and a soaking tub. A walk-in closet adds additional storage and organization to the primary suite.
The additional bedrooms can be adapted to fit the way you live. Depending on your needs, they could serve as children’s bedrooms, guest rooms, a home office, study space, or hobby rooms.
For military families, this flexibility can be especially useful as household needs change through PCS moves, deployments, growing families, or working-from-home arrangements.
The additional bathrooms provide everyday convenience for family members and guests, helping make the four-bedroom layout practical for a busy household.
Outdoor & Exterior
First impressions start outside, and this home features fresh exterior paint that gives the property a clean and welcoming presentation.
The exterior complements the home’s comfortable residential setting in Graham, while the interior provides the additional space buyers may be looking for when moving from a smaller home or relocating to the South Puget Sound area.
For buyers who value having a home that can accommodate changing needs, the property’s overall size and layout provide plenty of possibilities to make the space their own.
Another standout feature is the advertised 5.25% VA assumable loan with a very low buyout.
For an eligible buyer who qualifies to assume the existing VA loan and meets the lender or servicer’s requirements, an assumption may provide an alternative to obtaining a new mortgage.
Buyers should verify the current loan balance, remaining term, exact interest rate, assumption eligibility, buyer qualification requirements, applicable fees, and the amount of cash needed to cover any difference between the purchase price and the assumable loan balance.
The advertised 5.25% rate is a potential opportunity for a qualified buyer and is not a guarantee of financing. However, for eligible VA buyers comparing their financing options, it is certainly a feature worth exploring.
Graham Location & JBLM Access
Location matters, especially for military buyers.
Located in Graham, Washington, 20107 97th Av Ct E is near parks, schools, shopping, and everyday essentials, offering convenience for daily life while providing a residential setting outside the more urban core.
For military families, the property’s approximately 20-minute proximity to Joint Base Lewis-McChord adds another important benefit.
The combination of four bedrooms, multiple living spaces, and access to JBLM makes this property worth considering for active-duty service members, military families, PCS buyers, and DoD professionals looking for more room.
Why This Property Stands Out
20107 97th Av Ct E offers a combination of features that can be difficult to find in one home:
-
Approximately 2,748 square feet
-
4 bedrooms
-
2.5 bathrooms
-
Advertised 5.25% VA assumable loan
-
Open-concept living, kitchen, and dining areas
-
Upgraded kitchen with breakfast island and pantry
-
Gas fireplace
-
Primary suite with walk-in closet
-
Primary bathroom with dual sinks and soaking tub
-
Separate upstairs family room
-
Fresh exterior paint
-
Convenient Graham location
-
Approximately 20 minutes to JBLM
For a buyer who wants more than just the standard four-bedroom floor plan, the combination of multiple living areas, functional spaces, and a potential VA loan assumption gives this home another level of appeal.
📸 See It In Person – Discover What the Space Can Become
Photos can show you the rooms, finishes, and layout, but walking through the home lets you experience how everything connects.
From the open-concept living area and upgraded kitchen to the spacious primary suite and versatile upstairs family room, 20107 97th Av Ct E offers more than just four bedrooms — it offers flexibility for the way you live.
For military buyers, the combination of a Graham location, approximately 20-minute access to JBLM, and an advertised VA loan assumption makes this property especially worth a closer look.
If you’re searching for a home with space, flexibility, and a potential VA financing opportunity, this could be one to put on your tour list.
Ready to See 20107 97th Av Ct E?
If you’re interested in this Graham home, Veterans Agents can help you take the next step.
Whether you’re a VA buyer, active-duty military family, PCS buyer, first-time homebuyer, or simply looking for more space in Graham, schedule a private tour and experience the property for yourself.
Cyrus Bonnet | CEO, Broker, Veteran
Est: 2011
Cyrus@veteransagents.com
Verify us:
Reviews: 300+ Reviews
Trustpilot. https://www.trustpilot.com/review/veteransagents.com
Google: https://g.page/r/Ca4OtTQLY67HEB0/review
Zillow: https://www.zillow.com/profile/Cyrus%20Bonnet%20VA%20CSP
📱 Follow us on social media!
Facebook: https://m.facebook.com/veteransAgents/
Instagram: https://www.instagram.com/veteransagents/
YouTube Channel: https://www.youtube.com/@Veteransagents
